diff --git a/ui/component/walletFiatBalance/index.js b/ui/component/walletFiatBalance/index.js
new file mode 100644
index 000000000..83b0a30cf
--- /dev/null
+++ b/ui/component/walletFiatBalance/index.js
@@ -0,0 +1,40 @@
+import { connect } from 'react-redux';
+import {
+  selectBalance,
+  selectClaimsBalance,
+  selectSupportsBalance,
+  selectTipsBalance,
+  selectIsFetchingUtxoCounts,
+  selectUtxoCounts,
+  doFetchUtxoCounts,
+  doUtxoConsolidate,
+  selectIsConsolidatingUtxos,
+  selectIsMassClaimingTips,
+  selectPendingConsolidateTxid,
+  selectPendingMassClaimTxid,
+} from 'lbry-redux';
+import { doOpenModal } from 'redux/actions/app';
+import { selectSyncHash } from 'redux/selectors/sync';
+import { selectClaimedRewards } from 'redux/selectors/rewards';
+import WalletBalance from './view';
+
+const select = state => ({
+  balance: selectBalance(state),
+  claimsBalance: selectClaimsBalance(state) || 0,
+  supportsBalance: selectSupportsBalance(state) || 0,
+  tipsBalance: selectTipsBalance(state) || 0,
+  rewards: selectClaimedRewards(state),
+  hasSynced: Boolean(selectSyncHash(state)),
+  fetchingUtxoCounts: selectIsFetchingUtxoCounts(state),
+  consolidatingUtxos: selectIsConsolidatingUtxos(state),
+  massClaimingTips: selectIsMassClaimingTips(state),
+  utxoCounts: selectUtxoCounts(state),
+  consolidateIsPending: selectPendingConsolidateTxid(state),
+  massClaimIsPending: selectPendingMassClaimTxid(state),
+});
+
+export default connect(select, {
+  doOpenModal,
+  doFetchUtxoCounts,
+  doUtxoConsolidate,
+})(WalletBalance);
diff --git a/ui/component/walletFiatBalance/view.jsx b/ui/component/walletFiatBalance/view.jsx
new file mode 100644
index 000000000..074c76fe3
--- /dev/null
+++ b/ui/component/walletFiatBalance/view.jsx
@@ -0,0 +1,180 @@
+// @flow
+import * as ICONS from 'constants/icons';
+import * as MODALS from 'constants/modal_types';
+import * as PAGES from 'constants/pages';
+import React from 'react';
+import CreditAmount from 'component/common/credit-amount';
+import Button from 'component/button';
+import HelpLink from 'component/common/help-link';
+import Card from 'component/common/card';
+import Icon from 'component/common/icon';
+import LbcSymbol from 'component/common/lbc-symbol';
+import I18nMessage from 'component/i18nMessage';
+import { formatNumberWithCommas } from 'util/number';
+
+type Props = {
+  balance: number,
+  totalBalance: number,
+  claimsBalance: number,
+  supportsBalance: number,
+  tipsBalance: number,
+  doOpenModal: (string) => void,
+  hasSynced: boolean,
+  doFetchUtxoCounts: () => void,
+  doUtxoConsolidate: () => void,
+  fetchingUtxoCounts: boolean,
+  consolidatingUtxos: boolean,
+  consolidateIsPending: boolean,
+  massClaimingTips: boolean,
+  massClaimIsPending: boolean,
+  utxoCounts: { [string]: number },
+};
+
+export const WALLET_CONSOLIDATE_UTXOS = 400;
+const LARGE_WALLET_BALANCE = 100;
+
+const WalletBalance = (props: Props) => {
+  const {
+    balance,
+    claimsBalance,
+    supportsBalance,
+    tipsBalance,
+    doOpenModal,
+    hasSynced,
+    doUtxoConsolidate,
+    doFetchUtxoCounts,
+    consolidatingUtxos,
+    consolidateIsPending,
+    massClaimingTips,
+    massClaimIsPending,
+    utxoCounts,
+  } = props;
+  const [detailsExpanded, setDetailsExpanded] = React.useState(false);
+
+  const { other: otherCount = 0 } = utxoCounts || {};
+
+  const totalBalance = balance + tipsBalance + supportsBalance + claimsBalance;
+  const totalLocked = tipsBalance + claimsBalance + supportsBalance;
+  const operationPending = massClaimIsPending || massClaimingTips || consolidateIsPending || consolidatingUtxos;
+
+  React.useEffect(() => {
+    if (balance > LARGE_WALLET_BALANCE && detailsExpanded) {
+      doFetchUtxoCounts();
+    }
+  }, [doFetchUtxoCounts, balance, detailsExpanded]);
+
+  return (
+    <Card
+      title={<><Icon size="18" icon={ICONS.FINANCE} />313 USD</>}
+      subtitle={
+        totalLocked > 0 ? (
+          <I18nMessage>
+            This is your remaining balance that can still be withdrawn to your bank account
+          </I18nMessage>
+        ) : (
+          <span>{__('Your total balance.')}</span>
+        )
+      }
+      actions={
+        <>
+          <h2 className="section__title--small">
+            <Icon size="12" icon={ICONS.FINANCE} />
+            413 Received Total
+          </h2>
+
+          <h2 className="section__title--small">
+            $100 Already Withdrawn!!!!
+            <Button
+              button="link"
+              label={detailsExpanded ? __('View less') : __('View more')}
+              iconRight={detailsExpanded ? ICONS.UP : ICONS.DOWN}
+              onClick={() => setDetailsExpanded(!detailsExpanded)}
+            />
+          </h2>
+          {detailsExpanded && (
+            <div className="section__subtitle">
+              <dl>
+                <dt>
+                  <span className="dt__text">{__('...earned from others')}</span>
+                  <span className="help--dt">({__('Unlock to spend')})</span>
+                </dt>
+                <dd>
+                  <span className="dd__text">
+                    {Boolean(tipsBalance) && (
+                      <Button
+                        button="link"
+                        className="dd__button"
+                        disabled={operationPending}
+                        icon={ICONS.UNLOCK}
+                        onClick={() => doOpenModal(MODALS.MASS_TIP_UNLOCK)}
+                      />
+                    )}
+                    <CreditAmount amount={tipsBalance} precision={4} />
+                  </span>
+                </dd>
+
+                <dt>
+                  <span className="dt__text">{__('...on initial publishes')}</span>
+                  <span className="help--dt">({__('Delete or edit past content to spend')})</span>
+                </dt>
+                <dd>
+                  <CreditAmount amount={claimsBalance} precision={4} />
+                </dd>
+
+                <dt>
+                  <span className="dt__text">{__('...supporting content')}</span>
+                  <span className="help--dt">({__('Delete supports to spend')})</span>
+                </dt>
+                <dd>
+                  <CreditAmount amount={supportsBalance} precision={4} />
+                </dd>
+              </dl>
+            </div>
+          )}
+
+          {/* @if TARGET='app' */}
+          {hasSynced ? (
+            <p className="section help">
+              {__('A backup of your wallet is synced with lbry.tv.')}
+              <HelpLink href="https://lbry.com/faq/account-sync" />
+            </p>
+          ) : (
+            <p className="help--warning">
+              {__('Your wallet is not currently synced with lbry.tv. You are in control of backing up your wallet.')}
+              <HelpLink navigate={`/$/${PAGES.BACKUP}`} />
+            </p>
+          )}
+          {/* @endif */}
+          <div className="section__actions">
+            <Button button="primary" label={__('Receive Payout')} icon={ICONS.SEND} navigate={`/$/${PAGES.SEND}`} />
+            <Button button="secondary" label={__('Account Configuration')} icon={ICONS.SETTINGS} navigate={`/$/${PAGES.SEND}`} />
+          </div>
+          {(otherCount > WALLET_CONSOLIDATE_UTXOS || consolidateIsPending || consolidatingUtxos) && (
+            <p className="help">
+              <I18nMessage
+                tokens={{
+                  now: (
+                    <Button
+                      button="link"
+                      onClick={() => doUtxoConsolidate()}
+                      disabled={operationPending}
+                      label={
+                        consolidateIsPending || consolidatingUtxos ? __('Consolidating...') : __('Consolidate Now')
+                      }
+                    />
+                  ),
+                  help: <HelpLink href="https://lbry.com/faq/transaction-types" />,
+                }}
+              >
+                Your wallet has a lot of change lying around. Consolidating will speed up your transactions. This could
+                take some time. %now%%help%
+              </I18nMessage>
+            </p>
+          )}
+        </>
+      }
+    />
+  );
+};
+
+export default WalletBalance;
diff --git a/ui/page/wallet/view.jsx b/ui/page/wallet/view.jsx
index 7c92b2e7d..5a9071539 100644
--- a/ui/page/wallet/view.jsx
+++ b/ui/page/wallet/view.jsx
@@ -2,6 +2,7 @@
 import React from 'react';
 import { withRouter } from 'react-router';
 import WalletBalance from 'component/walletBalance';
+import WalletFiatBalance from 'component/WalletFiatBalance';
 import TxoList from 'component/txoList';
 import Page from 'component/page';
 import Spinner from 'component/spinner';
@@ -18,32 +19,27 @@ const WalletPage = (props: Props) => {
 
   const tab = new URLSearchParams(props.location.search).get('tab');
 
-  React.useEffect(()=>{
-    if(tab === 'currency'){
+  React.useEffect(() => {
+    // if (tab === 'currency') {
+    if (1 === 1) {
       document.getElementsByClassName('lbc-transactions')[0].style.display = 'none';
       document.getElementsByClassName('fiat-transactions')[0].style.display = 'inline';
 
       document.getElementsByClassName('lbc-tab-switcher')[0].style.textDecoration = 'none';
       document.getElementsByClassName('fiat-tab-switcher')[0].style.textDecoration = 'underline';
     }
-  },[])
-
+  }, []);
 
   const { location, totalBalance } = props;
   const { search } = location;
   const showIntro = totalBalance === 0;
   const loading = totalBalance === undefined;
 
-  const TAB_LBC_TRANSACTIONS = 'TabLBCTransactions';
-  const TAB_FIAT_TRANSACTIONS = 'TabFiatTransactions';
-
-  const [activeTab, setActiveTab] = React.useState(TAB_LBC_TRANSACTIONS);
-
   return (
     <Page>
       {/* tabs to switch between fiat and lbc */}
       <h2 className="lbc-tab-switcher"
-        style={{display: 'inline-block', paddingBottom: '16px', marginRight: '14px', textUnderlineOffset: '4px', textDecoration: 'underline', fontSize: '18px'}}
+        style={{display: 'inline-block', paddingBottom: '16px', marginRight: '14px', textUnderlineOffset: '4px', textDecoration: 'underline', fontSize: '18px', marginLeft: '3px'}}
         onClick={() => {
           document.getElementsByClassName('lbc-transactions')[0].style.display = 'inline';
           document.getElementsByClassName('fiat-transactions')[0].style.display = 'none';
@@ -60,9 +56,8 @@ const WalletPage = (props: Props) => {
 
           document.getElementsByClassName('lbc-tab-switcher')[0].style.textDecoration = 'none';
           document.getElementsByClassName('fiat-tab-switcher')[0].style.textDecoration = 'underline';
-
         }}
-      >Fiat Transactions</h2>
+      >USD Transactions</h2>
       <div className="lbc-transactions">
         {/* if the transactions are loading */}
         { loading && (
@@ -87,7 +82,7 @@ const WalletPage = (props: Props) => {
       {(
         <>
           <div className="fiat-transactions" style={{display: 'none'}}>
-            <h2>Here's your fiat transactions</h2>
+            <WalletFiatBalance />
           </div>
         </>
       )}