diff --git a/torba/baseaccount.py b/torba/baseaccount.py
index 406a52902..ce32e7df5 100644
--- a/torba/baseaccount.py
+++ b/torba/baseaccount.py
@@ -234,7 +234,10 @@ class BaseAccount:
 
     @classmethod
     def from_dict(cls, ledger: 'baseledger.BaseLedger', d: dict):
-        if not d['encrypted'] and d['private_key']:
+        if not d['private_key'] and not d['public_key'] and d['seed']:
+            private_key = cls.get_private_key_from_seed(ledger, d['seed'], '')
+            public_key = private_key.public_key
+        elif not d['encrypted'] and d['private_key']:
             private_key = from_extended_key_string(ledger, d['private_key'])
             public_key = private_key.public_key
         else:
@@ -316,3 +319,41 @@ class BaseAccount:
 
     def get_unspent_outputs(self, **constraints):
         return self.ledger.db.get_utxos_for_account(self, **constraints)
+
+    @defer.inlineCallbacks
+    def fund(self, to_account, amount=None, everything=False,
+             outputs=1, broadcast=False, **constraints):
+        assert self.ledger == to_account.ledger, 'Can only transfer between accounts of the same ledger.'
+        tx_class = self.ledger.transaction_class
+        if everything:
+            utxos = yield self.get_unspent_outputs(**constraints)
+            yield self.ledger.reserve_outputs(utxos)
+            tx = yield tx_class.create(
+                inputs=[tx_class.input_class.spend(txo) for txo in utxos],
+                outputs=[],
+                funding_accounts=[self],
+                change_account=to_account
+            )
+        elif amount > 0:
+            to_address = yield to_account.change.get_or_create_usable_address()
+            to_hash160 = to_account.ledger.address_to_hash160(to_address)
+            tx = yield tx_class.create(
+                inputs=[],
+                outputs=[
+                    tx_class.output_class.pay_pubkey_hash(amount//outputs, to_hash160)
+                    for _ in range(outputs)
+                ],
+                funding_accounts=[self],
+                change_account=self
+            )
+        else:
+            raise ValueError('An amount is required.')
+
+        if broadcast:
+            yield self.ledger.broadcast(tx)
+        else:
+            yield self.ledger.release_outputs(
+                [txi.txo_ref.txo for txi in tx.inputs]
+            )
+
+        defer.returnValue(tx)
diff --git a/torba/basemanager.py b/torba/basemanager.py
index 7c18a16ef..7ad728066 100644
--- a/torba/basemanager.py
+++ b/torba/basemanager.py
@@ -1,3 +1,4 @@
+import logging
 from typing import Type, MutableSequence, MutableMapping
 from twisted.internet import defer
 
@@ -5,6 +6,8 @@ from torba.baseledger import BaseLedger, LedgerRegistry
 from torba.wallet import Wallet, WalletStorage
 from torba.constants import COIN
 
+log = logging.getLogger(__name__)
+
 
 class BaseWalletManager:
 
@@ -22,6 +25,11 @@ class BaseWalletManager:
         for wallet_path in config.get('wallets', []):
             wallet_storage = WalletStorage(wallet_path)
             wallet = Wallet.from_storage(wallet_storage, manager)
+            if wallet.default_account is None:
+                ledger = manager.get_or_create_ledger('lbc_mainnet')
+                log.info('Wallet at %s is empty, generating a default account.', wallet_path)
+                wallet.generate_account(ledger)
+                wallet.save()
             manager.wallets.append(wallet)
         return manager
 
diff --git a/torba/basetransaction.py b/torba/basetransaction.py
index 5b5aadde6..7302cb3d9 100644
--- a/torba/basetransaction.py
+++ b/torba/basetransaction.py
@@ -197,6 +197,11 @@ class BaseOutput(InputOutput):
     def id(self):
         return self.ref.id
 
+    def get_address(self, ledger):
+        return ledger.hash160_to_address(
+            self.script.values['pubkey_hash']
+        )
+
     def get_estimator(self, ledger):
         return self.estimator_class(ledger, self)