diff --git a/src/interfaces/wallet.cpp b/src/interfaces/wallet.cpp
index a2cae2a7a..62b057945 100644
--- a/src/interfaces/wallet.cpp
+++ b/src/interfaces/wallet.cpp
@@ -523,7 +523,7 @@ public:
 
 } // namespace
 
-std::unique_ptr<Wallet> MakeWallet(const std::shared_ptr<CWallet>& wallet) { return MakeUnique<WalletImpl>(wallet); }
+std::unique_ptr<Wallet> MakeWallet(const std::shared_ptr<CWallet>& wallet) { return wallet ? MakeUnique<WalletImpl>(wallet) : nullptr; }
 
 std::unique_ptr<ChainClient> MakeWalletClient(Chain& chain, std::vector<std::string> wallet_filenames)
 {